Shopping around for the best home and auto insurance bundle is always the best way to get a great deal without sacrificing quality.

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After designating account administrators, the filer should establish clear internal procedures for granting and revoking access as employees or third-party vendors change roles.

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However, not all companies calculate and apply bundle discounts in the same way. When shopping for coverage, be sure to ask how bundle discounts are calculated so you understand how they arrived at your final cost.

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Start your new policies: To avoid a lapse in coverage, your new policy's start date should coincide with your current policy's end date. If you have a mortgage, you may need to notify your lender about a change in homeowners insurance.

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